Santa Cruz Homes under $750,000

Welcome to Santa Cruz, California, a captivating coastal city nestled along the stunning shores of the Pacific Ocean. Renowned for its breathtaking beaches, vibrant arts scene, and lush redwood forests, Santa Cruz offers a unique blend of outdoor adventure and urban charm. With a mild Mediterranean climate, residents enjoy sunny days perfect for surfing at iconic spots like Steamer Lane or strolling along the picturesque Santa Cruz Beach Boardwalk.

In addition to its natural beauty, Santa Cruz is home to a thriving community filled with eclectic shops, farm-to-table restaurants, and a rich cultural heritage. The city hosts numerous events throughout the year, including the popular Santa Cruz Film Festival and the annual Santa Cruz County Fair, ensuring there’s always something exciting happening.

For those looking to plant roots in this enchanting locale, there are fantastic opportunities to find homes under $750,000. Whether you’re seeking a cozy bungalow, a charming cottage, or a modern condo, Santa Cruz offers a variety of options that cater to diverse lifestyles and budgets. Many properties boast close proximity to local parks, schools, and the vibrant downtown area, making it easy to embrace the Santa Cruz way of life.

Imagine waking up to the sound of waves crashing and the scent of fresh coastal air, all while enjoying the comforts of your own home. With its stunning surroundings and welcoming community, Santa Cruz is not just a place to live; it’s a lifestyle waiting to be embraced. Explore the possibilities today and discover your dream home in this coastal paradise!

Newest Santa Cruz Homes under $750,000

$650,000

2 Beds ⋅ 2 Baths ⋅ ML82063460 MLS

Ultimate Live/Work Compound in Midtown Santa Cruz, CA. Unlock the ultimate coastal lifestyle with this rare mixed-use masterpiece in the sun-drenched "Banana Belt." Nestled in trendy, walkable Midtown Santa Cruz, just steps from the Rio Theatre, The Buttery, and local craft breweries, this unique complex offers high-visibility commercial real estate paired with a deeply private residential retreat. Commercial Potential: Command premier attention with a high daily traffic volume of 12K31K vehicles. The versatile storefront features soaring open-concept ceilings and flexible entry options, perfect for an upscale boutique, showroom, or professional agency. Private Residence is a hidden 1,400 SF, 2-story oasis featuring 2 bedrooms and 2 bathrooms. Step outside to an incredibly private, 600 SF gated patio and garden courtyard, for quiet mornings or evening entertaining. Rustic Structure, a separate 1,200 sq. ft. rear structure radiating an authentic arts-and-crafts vibe. Currently a bike shop, it's a blank canvas for a world-class music studio, creative agency, or maker-space. Embrace hipster-chic energy with premier commercial presence. Permitted street parking available. Experience the perfect synergy of business and sanctuary. Tenancy In Common buys 50 percent of entire property.

1250 Soquel AVE, Santa Cruz

Listed by Paul Zech, 831-247-3007 from Coldwell Banker Realty
(If provided) CoList: from

$352,000

2 Beds ⋅ 2 Baths ⋅ ML82063143 MLS ⋅ ShangriLa BLDG.

This could be your beach house. With some of your special touches, you could have a delightful home near our beautiful coast. Bright and open living and dining areas. There is a private, shaded porch and a sunny yard. Room to do some gardening. The primary bedroom has a large walk in closet. You have two full bathrooms and a laundry room. Shangri La is a 62+ park. Located close to all the amenities you find on 41st Avenue. Only a few blocks to Pleasure Point for the sunset. Bring your creative style to this sweet home.

1040 38th AVE 43, Santa Cruz

Listed by Shelley Patton, 831-818-3771 from Coldwell Banker Realty
(If provided) CoList: from

$688,000

1 Beds ⋅ 1 Baths ⋅ ML82063024 MLS ⋅ Frederick Street Commons BLDG.

Some homes make everyday life easy, and this Seabright condo is one of them. Tucked away on the upper floor with elevator access, it offers light-filled, single-level living, soaring ceilings, an open layout, and distant views toward the Harbor that make mornings feel a little brighter. The floor plan is what makes this home especially practical: a spacious bedroom plus a true second room that's ready to become a home office, guest room, workout space, or creative retreat. Hardwood floors, a gas fireplace, and a generous private balcony create comfortable spaces to unwind after a day at the beach or around town. The kitchen keeps things simple with granite slab countertops, stainless steel appliances, a new refrigerator and gas range, and plenty of room to cook without feeling crowded. The secure building includes a locked lobby, gated parking, private and bike storage, plus shared spaces like a bocce court, fire pit, garden courtyard, and gathering room. From here, it's easy to leave the car behind. Walk to Akira Sushi, Staff of Life, Lillian's, the Rio Theatre, Santa Cruz Harbor, Arana Gulch trails, and nearby beaches. It's the kind of place that quietly fits into your routine and makes Seabright easy to enjoy.

708 Frederick ST 309, Santa Cruz

Listed by Teresa Marlow, 831-818-3430 from Compass
(If provided) CoList: from

$399,000

1 Beds ⋅ 1 Baths ⋅ ML82062964 MLS ⋅ Frederick Street Commons BLDG.

City of Santa Cruz Measure O Unit! First time on market! This original owner has enjoyed living in this unit! Who will be the lucky one who gets to live here next? Seller said Sell it!! Listed lower than the county price of $442,362. So, at $399,000 list price you get built in equity when you purchase! Yes, there are income limits. What an opportunity to live in East Side Santa Cruz in a 2015 building with secure parking and locked front entrance and lobby. It's walkable to the yacht harbor, shops, restaurants and more! Once inside there is a spacious lobby with access to a community room, elevator, stairs and locking mailboxes! This unit is on the second floor! It lives like a 1 bedroom with large closet plus an additional room for office/craft room or even a second bedroom (it does not have a closet). Open kitchen, Living and Dining feels spacious! The electric fireplace is quick to provide a cozy feeling. And you have your own stacking in unit laundry! While your laundry in spinning, relax on your outdoor patio with a view of bocci ball court and outdoor firepit area. Or enjoy the birds and flowers! 1 person max income $96,050 2 person max income $109,750.

708 Frederick ST 205, Santa Cruz

Listed by Judy Brose, 831-234-9908 from CENTURY 21 Masters
(If provided) CoList: from

$360,000

2 Beds ⋅ 1 Baths ⋅ ML82061885 MLS

This 2-bedroom, 1-bathroom home is located in Santa Cruz within the Live Oak Elementary school district. The residence offers approximately 480 square feet of living space, featuring central forced air heating and no cooling system. The kitchen includes an eat-in dining area, providing a practical space for meals. There is no separate family room in the layout. This property presents a straightforward and functional living environment in Santa Cruz, suited for those seeking a compact home in the Live Oak Elementary district.

2546 Capitola RD 62, Santa Cruz

Listed by Jesse E Reyes, 831-707-8067 from CENTURY 21 Masters
(If provided) CoList: from

$449,000

2 Beds ⋅ 2 Baths ⋅ ML82062531 MLS ⋅ Homestead Park BLDG.

Located in the heart of Live Oak sits an amazing community within walking distance to all the amenities. As you arrive you notice the end unit location and all- day sun that gleams through the double pane windows. Interior amenities include open kitchen concept with ample counter space, white cabinets, gas range, pantry, and skylight. Open floor plan, large living room, interior laundry, bathrooms with white tile. Exterior has ample parking, porch to relax plus fenced yard to garden. This is the perfect place to call home and enjoy the Santa Cruz Lifestyle.

2355 Brommer ST 38, Santa Cruz

Listed by 2 Guys in Real Estate, 831-750-9795 from Epique Realty
(If provided) CoList: from

$501,900

4 Beds ⋅ 2 Baths ⋅ ML82060007 MLS

Opportunity to purchase a 4-bedroom, 1.5-bathroom Measure J home in Santa Cruz County. This home is subject to the County of Santa Cruz Measure J Affordable Housing Program and its eligibility, income, asset, occupancy, and resale requirements. Please review the County's Buyer Eligibility Criteria and program guidelines carefully.

Address not disclosed, Santa Cruz

Listed by Nick Torres, 831-435-9949 from Sherman & Boone Realtors
(If provided) CoList: from

$265,000

1 Beds ⋅ 1 Baths ⋅ ML82061465 MLS ⋅ Opal Cliffs Mobile Home Park BLDG.

The Ultimate Beachside Retreat at Pleasure Point. Looking for an incredible coastal escape where you can walk to the surf and fall asleep to the sound of crashing waves? This beautifully updated 1 bedroom-plus home in Pleasure Point offers the quintessential Santa Cruz lifestyle! Exterior Highlights Unbeatable Location: Just two blocks to the beach and world-renowned surf breaks at Pleasure Point. Convenient & Walkable: Easy bike ride to New Leaf Community Markets, Whole Foods, local taquerias, and neighborhood dining. Exterior Upgrades: Newly installed and painted HardiePlank® siding with modern corrugated stainless-steel skirting, new double-pane windows with custom cedar trim, aluminum awnings, and a brand-new front deck perfect for morning coffee.Private Outdoor Space: Enclosed by flagstone pavers and lush bamboo for complete privacy. Interior Charm & Modern Systems Rustic Coastal Vibe: Features fresh paint throughout, classic antique Redwood doors, Redwood china cabinets, built-in Birchwood bar with a brass rail, and excellent built-in storage. Restored claw-foot bathtub with built-in Redwood shelving. Fully updated electrical and plumbing, plus a gas heater (under 10 years old) to warm up fast after a surf session. Turnkey & Passed recent home inspection with no issues.

890 38th AVE 19, Santa Cruz

Listed by MJ Stearns, 831-531-5074 from eXp Realty of California Inc
(If provided) CoList: Jesse Lopez from eXp Realty of California Inc

$382,000

2 Beds ⋅ 1 Baths ⋅ ML82061378 MLS ⋅ Snug Harbor BLDG.

Welcome to your sweet coastal retreat! Wake up to the fresh ocean air, and enjoy your morning beverage at home or overlooking the sparkling Pacific ocean. This cozy and bright manufactured home with an updated kitchen, all new appliances including Electrolux laundry system, and newly appointed bathroom is perfectly located in the vibrant Live Oak/East Cliff neighborhood. Just a five minute walk from world class surf spots on East Cliff Drive, it is the ideal location for surfing, strolling or biking to coffee, the Farmer's Market, shopping, eateries, going to the movies, meeting up with friends, walking your dog, or hanging out at the beach, among other things. Entertain on your spacious and private garden patio, after a fun filled day of activities. If you like to garden, there are mature plants to tend, as well as room to grow what you love. There are two off street parking spaces as well as two outbuildings to house your garden tools and art supplies, as well as your outdoor toys. Make sure to check out this awesome opportunity to own a piece of the Central Coast lifestyle, and enjoy all that Santa Cruz beach life has to offer just outside the door of your sweet coastal retreat.

740 30th AVE 115, Santa Cruz

Listed by Danette Lawrence, 831-222-0501 from Bailey Properties
(If provided) CoList: from

$750,000

2 Beds ⋅ 2 Baths ⋅ ML82060085 MLS ⋅ Villa Santa Cruz BLDG.

Welcome to this beautifully updated home in the desirable Villa Santa Cruz community. Offering over 1,800 square feet of living space, this 2-bedroom, 2-bathroom home feels anything but "manufactured" with soaring vaulted ceilings, an open-concept layout, and abundant natural light throughout. Step inside to a dramatic great room where the vaulted ceiling creates an airy, spacious feel. A striking floor-to-ceiling stone gas burning fireplace anchors the living area, flanked by custom built-in shelving and cabinetry perfect for books, storage, or displaying collectibles. Wide-plank luxury vinyl flooring flows seamlessly throughout the main living spaces. The kitchen is a chef's delight, featuring rich granite countertops, an abundance of white cabinetry, a gas cooktop, and a skylight that fills the space with natural light. A breakfast bar with seating for two overlooks the great room, making it easy to entertain while cooking. French doors off the living room open onto a generous deck, an ideal spot for morning coffee or reading a book and relaxing. There are several bookcases for those with many treasured books too.

2435 Felt 58, Santa Cruz

Listed by Gregg Camp, 831-818-7524 from Property In Santa Cruz
(If provided) CoList: from

$389,000

2 Beds ⋅ 2 Baths ⋅ ML82058543 MLS ⋅ Shoreline Mobile Estates BLDG.

Tucked away at the end of a peaceful street with zero through-traffic, this 2-bedroom, 2-bathroom home offers privacy in a 55+ community. Inside, you will find fresh, updated flooring that brings a clean, modern feel to the bright and comfortable living space. Two bonus detached structures provide extra storage space while the carport protects your vehicle from the elements. Its prime end-of-road location ensures a quiet setting where you can unwind without the noise of passing cars, all while placing you just minutes from the stunning beaches of Santa Cruz, as well as locally owned restaurants and shops. Beyond the privacy of your own home, the active adult community features fantastic amenities, including a welcoming clubhouse and a sparkling pool.

1555 Merrill ST 176, Santa Cruz

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

$525,000

2 Beds ⋅ 1 Baths ⋅ ML82060784 MLS ⋅ Homestead Park BLDG.

Welcome to Homestead Park and a lovely updated home. Lots of natural light with newer paint and a completely remodeled kitchen. The larger bedroom has French doors which open to to the private back yard and a beautifully pruned Magnolia tree. Plenty of room to enjoy the outdoors. This is a 55+ park with a very convenient location. Close to 41st. Avenue and Pleasure Point. The park has some of the lowest HOA dues in our County at $220 per month. The furniture in the photos has been moved out~ now you can capture your own creative design. This clean and bright home is ready for you to move right in!

2355 Brommer ST 6, Santa Cruz

Listed by Shelley Patton, 831-818-3771 from Coldwell Banker Realty
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Santa Cruz Pro are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.