Santa Cruz Homes under $600,000

Welcome to Santa Cruz, a picturesque coastal city nestled in the heart of California's stunning Central Coast. Known for its breathtaking beaches, vibrant culture, and outdoor recreational activities, Santa Cruz offers a unique blend of laid-back charm and urban sophistication. With its iconic boardwalk, lush redwood forests, and a thriving arts scene, this city attracts both residents and visitors seeking a slice of California paradise.

For those looking to plant roots in this enchanting locale, there’s good news! Santa Cruz boasts a selection of homes priced under $600,000, making it an accessible option for first-time buyers, families, and investors alike. These homes often come with the opportunity to enjoy the city’s rich amenities, including excellent schools, local farmers' markets, and an array of dining options that celebrate the region’s fresh produce and seafood.

Imagine waking up to the sound of waves crashing on the shore or taking a weekend hike through the majestic redwoods—this is the lifestyle that awaits you in Santa Cruz. Whether you're searching for a cozy bungalow, a charming cottage, or a modern townhouse, the real estate market here offers a variety of options that cater to diverse tastes and budgets.

Don’t miss your chance to be part of this vibrant community. With homes under $600,000, Santa Cruz is not just a dream destination; it’s a place you can call home. Explore the possibilities today and discover why Santa Cruz is the perfect place to start your next chapter!

Newest Santa Cruz Homes under $600,000

$352,000

2 Beds ⋅ 2 Baths ⋅ ML82063143 MLS ⋅ ShangriLa BLDG.

This could be your beach house. With some of your special touches, you could have a delightful home near our beautiful coast. Bright and open living and dining areas. There is a private, shaded porch and a sunny yard. Room to do some gardening. The primary bedroom has a large walk in closet. You have two full bathrooms and a laundry room. Shangri La is a 62+ park. Located close to all the amenities you find on 41st Avenue. Only a few blocks to Pleasure Point for the sunset. Bring your creative style to this sweet home.

1040 38th AVE 43, Santa Cruz

Listed by Shelley Patton, 831-818-3771 from Coldwell Banker Realty
(If provided) CoList: from

$399,000

1 Beds ⋅ 1 Baths ⋅ ML82062964 MLS ⋅ Frederick Street Commons BLDG.

City of Santa Cruz Measure O Unit! First time on market! This original owner has enjoyed living in this unit! Who will be the lucky one who gets to live here next? Seller said Sell it!! Listed lower than the county price of $442,362. So, at $399,000 list price you get built in equity when you purchase! Yes, there are income limits. What an opportunity to live in East Side Santa Cruz in a 2015 building with secure parking and locked front entrance and lobby. It's walkable to the yacht harbor, shops, restaurants and more! Once inside there is a spacious lobby with access to a community room, elevator, stairs and locking mailboxes! This unit is on the second floor! It lives like a 1 bedroom with large closet plus an additional room for office/craft room or even a second bedroom (it does not have a closet). Open kitchen, Living and Dining feels spacious! The electric fireplace is quick to provide a cozy feeling. And you have your own stacking in unit laundry! While your laundry in spinning, relax on your outdoor patio with a view of bocci ball court and outdoor firepit area. Or enjoy the birds and flowers! 1 person max income $96,050 2 person max income $109,750.

708 Frederick ST 205, Santa Cruz

Listed by Judy Brose, 831-234-9908 from CENTURY 21 Masters
(If provided) CoList: from

$360,000

2 Beds ⋅ 1 Baths ⋅ ML82061885 MLS

This 2-bedroom, 1-bathroom home is located in Santa Cruz within the Live Oak Elementary school district. The residence offers approximately 480 square feet of living space, featuring central forced air heating and no cooling system. The kitchen includes an eat-in dining area, providing a practical space for meals. There is no separate family room in the layout. This property presents a straightforward and functional living environment in Santa Cruz, suited for those seeking a compact home in the Live Oak Elementary district.

2546 Capitola RD 62, Santa Cruz

Listed by Jesse E Reyes, 831-707-8067 from CENTURY 21 Masters
(If provided) CoList: from

$449,000

2 Beds ⋅ 2 Baths ⋅ ML82062531 MLS ⋅ Homestead Park BLDG.

Located in the heart of Live Oak sits an amazing community within walking distance to all the amenities. As you arrive you notice the end unit location and all- day sun that gleams through the double pane windows. Interior amenities include open kitchen concept with ample counter space, white cabinets, gas range, pantry, and skylight. Open floor plan, large living room, interior laundry, bathrooms with white tile. Exterior has ample parking, porch to relax plus fenced yard to garden. This is the perfect place to call home and enjoy the Santa Cruz Lifestyle.

2355 Brommer ST 38, Santa Cruz

Listed by 2 Guys in Real Estate, 831-750-9795 from Epique Realty
(If provided) CoList: from

$501,900

4 Beds ⋅ 2 Baths ⋅ ML82060007 MLS

Opportunity to purchase a 4-bedroom, 1.5-bathroom Measure J home in Santa Cruz County. This home is subject to the County of Santa Cruz Measure J Affordable Housing Program and its eligibility, income, asset, occupancy, and resale requirements. Please review the County's Buyer Eligibility Criteria and program guidelines carefully.

Address not disclosed, Santa Cruz

Listed by Nick Torres, 831-435-9949 from Sherman & Boone Realtors
(If provided) CoList: from

$265,000

1 Beds ⋅ 1 Baths ⋅ ML82061465 MLS ⋅ Opal Cliffs Mobile Home Park BLDG.

The Ultimate Beachside Retreat at Pleasure Point. Looking for an incredible coastal escape where you can walk to the surf and fall asleep to the sound of crashing waves? This beautifully updated 1 bedroom-plus home in Pleasure Point offers the quintessential Santa Cruz lifestyle! Exterior Highlights Unbeatable Location: Just two blocks to the beach and world-renowned surf breaks at Pleasure Point. Convenient & Walkable: Easy bike ride to New Leaf Community Markets, Whole Foods, local taquerias, and neighborhood dining. Exterior Upgrades: Newly installed and painted HardiePlank® siding with modern corrugated stainless-steel skirting, new double-pane windows with custom cedar trim, aluminum awnings, and a brand-new front deck perfect for morning coffee.Private Outdoor Space: Enclosed by flagstone pavers and lush bamboo for complete privacy. Interior Charm & Modern Systems Rustic Coastal Vibe: Features fresh paint throughout, classic antique Redwood doors, Redwood china cabinets, built-in Birchwood bar with a brass rail, and excellent built-in storage. Restored claw-foot bathtub with built-in Redwood shelving. Fully updated electrical and plumbing, plus a gas heater (under 10 years old) to warm up fast after a surf session. Turnkey & Passed recent home inspection with no issues.

890 38th AVE 19, Santa Cruz

Listed by MJ Stearns, 831-531-5074 from eXp Realty of California Inc
(If provided) CoList: Jesse Lopez from eXp Realty of California Inc

$382,000

2 Beds ⋅ 1 Baths ⋅ ML82061378 MLS ⋅ Snug Harbor BLDG.

Welcome to your sweet coastal retreat! Wake up to the fresh ocean air, and enjoy your morning beverage at home or overlooking the sparkling Pacific ocean. This cozy and bright manufactured home with an updated kitchen, all new appliances including Electrolux laundry system, and newly appointed bathroom is perfectly located in the vibrant Live Oak/East Cliff neighborhood. Just a five minute walk from world class surf spots on East Cliff Drive, it is the ideal location for surfing, strolling or biking to coffee, the Farmer's Market, shopping, eateries, going to the movies, meeting up with friends, walking your dog, or hanging out at the beach, among other things. Entertain on your spacious and private garden patio, after a fun filled day of activities. If you like to garden, there are mature plants to tend, as well as room to grow what you love. There are two off street parking spaces as well as two outbuildings to house your garden tools and art supplies, as well as your outdoor toys. Make sure to check out this awesome opportunity to own a piece of the Central Coast lifestyle, and enjoy all that Santa Cruz beach life has to offer just outside the door of your sweet coastal retreat.

740 30th AVE 115, Santa Cruz

Listed by Danette Lawrence, 831-222-0501 from Bailey Properties
(If provided) CoList: from

$389,000

2 Beds ⋅ 2 Baths ⋅ ML82058543 MLS ⋅ Shoreline Mobile Estates BLDG.

Tucked away at the end of a peaceful street with zero through-traffic, this 2-bedroom, 2-bathroom home offers privacy in a 55+ community. Inside, you will find fresh, updated flooring that brings a clean, modern feel to the bright and comfortable living space. Two bonus detached structures provide extra storage space while the carport protects your vehicle from the elements. Its prime end-of-road location ensures a quiet setting where you can unwind without the noise of passing cars, all while placing you just minutes from the stunning beaches of Santa Cruz, as well as locally owned restaurants and shops. Beyond the privacy of your own home, the active adult community features fantastic amenities, including a welcoming clubhouse and a sparkling pool.

1555 Merrill ST 176, Santa Cruz

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

$525,000

2 Beds ⋅ 1 Baths ⋅ ML82060784 MLS ⋅ Homestead Park BLDG.

Welcome to Homestead Park and a lovely updated home. Lots of natural light with newer paint and a completely remodeled kitchen. The larger bedroom has French doors which open to to the private back yard and a beautifully pruned Magnolia tree. Plenty of room to enjoy the outdoors. This is a 55+ park with a very convenient location. Close to 41st. Avenue and Pleasure Point. The park has some of the lowest HOA dues in our County at $220 per month. The furniture in the photos has been moved out~ now you can capture your own creative design. This clean and bright home is ready for you to move right in!

2355 Brommer ST 6, Santa Cruz

Listed by Shelley Patton, 831-818-3771 from Coldwell Banker Realty
(If provided) CoList: from

$380,000

2 Beds ⋅ 2 Baths ⋅ ML82060459 MLS ⋅ Snug Harbor BLDG.

Enjoy the best of Santa Cruz living from this charming 2-bedroom, 2-bath single-wide manufactured home, ideally located just a short distance from the beach and the area's renowned surf. Built in 2024, this newer home offers stainless steel appliances, laminate flooring, along with the comfort and efficiency of modern construction in a location that puts the coast practically at your doorstep. The thoughtfully designed floor plan makes excellent use of space, offering a comfortable living area, two bedrooms, and two full bathrooms. If you are looking for a place to call home and a low-maintenance coastal lifestyle, this property offers an appealing opportunity in a sought-after Santa Cruz location. Spend your days walking to the beach, catching a wave, or exploring nearby shops, restaurants, and local attractions. Located in an all-age manufactured home park with space rent control, this is an opportunity to enjoy the Santa Cruz beach lifestyle without the upkeep of a traditional home. Primary residence required. Come experience coastal living at 560 30th Avenue, Space #53 where the beach is close, the lifestyle is relaxed, and home is ready for you.

560 30th AVE 53, Santa Cruz

Listed by Maria Kelly, 831-588-7904 from eXp Realty of California Inc
(If provided) CoList: from

$195,000

1 Beds ⋅ 1 Baths ⋅ ML82059877 MLS ⋅ EL RIO MOBILE HOME PARK BLDG.

Own a share in this welcoming, all-age co-op community, ideally located within walking distance of downtown Santa Cruz! Situated on one of the park's larger lots, this approximately 1,600-square-foot space offers two parking spots and is considered one of the community's most desirable locations. A gate along the back fence provides convenient access to the Riverwalk and bike path. Mature perimeter landscaping includes roses, honeysuckle, and a loquat tree. The existing home is being sold strictly AS-IS and must be removed from the property after close of escrow; the price reflects this. Income restrictions apply, and park board approval is required for ownership. Many residents have proudly called this friendly community home for decades! 2026 income limits: One person: $122,200; Two people: $139,650 The 2026 co-op share buy-in is $4,613 and is refundable to the buyer upon a future sale. Property taxes are billed through the park and paid twice annually.

2120 N Pacific AVE 52, Santa Cruz

Listed by Steff Lutz, 831-345-8755 from Epique Realty
(If provided) CoList: from

$150,000

2 Beds ⋅ 2 Baths ⋅ ML82058264 MLS ⋅ DeAnza BLDG.

OCEAN VIEW without the exorbitant price tag. Get ready to be captivated off the deck from this incredible beachside location. DeAnza Park is coastal premier amongst senior 55+ community living. This spacious unit has an updated kitchen and flooring throughout. Baths have been partially updated and ready to welcome its new owner. New outdoor Trex deck wrap halfway around the home and the setback on both sides leave ample space between neighbors and creates opportunities to reimagine the space as you wish to use it. Lets make your ocean view home and live by the beach a reality right here!

2395 Delaware AVE 85, Santa Cruz

Listed by Malaka Thompson, 831-359-8870 from Serhant California Inc
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Santa Cruz Pro are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.