Live Oak Homes under $1 million

Welcome to Live Oak, a charming coastal neighborhood nestled within the vibrant city of Santa Cruz, California. Known for its laid-back atmosphere and stunning natural beauty, Live Oak is a hidden gem that offers the perfect blend of beachside living and community spirit.

One of the standout features of this delightful neighborhood is its accessibility to beautiful beaches, including the popular Twin Lakes State Beach and the serene Neary Lagoon. Here, residents can enjoy sun-soaked days, beachcombing, and picturesque sunsets, all within a short stroll from their front doors. The area is also home to lush parks, scenic walking trails, and an abundance of outdoor recreational opportunities, making it ideal for families and nature enthusiasts alike.

Live Oak boasts a diverse selection of homes, many of which are available for under $1 million. This affordability is a rarity in Santa Cruz, making it an attractive option for first-time homebuyers, young families, and those looking to invest in a thriving community. From charming bungalows to modern townhomes, the housing options cater to various tastes and lifestyles, ensuring there's something for everyone.

The neighborhood is also known for its friendly atmosphere, with local shops, cafés, and restaurants that foster a sense of community. With excellent schools and convenient access to downtown Santa Cruz, Live Oak presents an ideal setting for those seeking a balanced lifestyle.

If you're looking for a place where coastal charm meets affordability, Live Oak is the perfect spot to call home. Come discover the magic of this inviting neighborhood today!

Newest Live Oak Homes under $1 million

$352,000

2 Beds ⋅ 2 Baths ⋅ ML82063143 MLS ⋅ ShangriLa BLDG.

This could be your beach house. With some of your special touches, you could have a delightful home near our beautiful coast. Bright and open living and dining areas. There is a private, shaded porch and a sunny yard. Room to do some gardening. The primary bedroom has a large walk in closet. You have two full bathrooms and a laundry room. Shangri La is a 62+ park. Located close to all the amenities you find on 41st Avenue. Only a few blocks to Pleasure Point for the sunset. Bring your creative style to this sweet home.

1040 38th AVE 43, Santa Cruz

Listed by Shelley Patton, 831-818-3771 from Coldwell Banker Realty
(If provided) CoList: from

$360,000

2 Beds ⋅ 1 Baths ⋅ ML82061885 MLS

This 2-bedroom, 1-bathroom home is located in Santa Cruz within the Live Oak Elementary school district. The residence offers approximately 480 square feet of living space, featuring central forced air heating and no cooling system. The kitchen includes an eat-in dining area, providing a practical space for meals. There is no separate family room in the layout. This property presents a straightforward and functional living environment in Santa Cruz, suited for those seeking a compact home in the Live Oak Elementary district.

2546 Capitola RD 62, Santa Cruz

Listed by Jesse E Reyes, 831-707-8067 from CENTURY 21 Masters
(If provided) CoList: from

$449,000

2 Beds ⋅ 2 Baths ⋅ ML82062531 MLS ⋅ Homestead Park BLDG.

Located in the heart of Live Oak sits an amazing community within walking distance to all the amenities. As you arrive you notice the end unit location and all- day sun that gleams through the double pane windows. Interior amenities include open kitchen concept with ample counter space, white cabinets, gas range, pantry, and skylight. Open floor plan, large living room, interior laundry, bathrooms with white tile. Exterior has ample parking, porch to relax plus fenced yard to garden. This is the perfect place to call home and enjoy the Santa Cruz Lifestyle.

2355 Brommer ST 38, Santa Cruz

Listed by 2 Guys in Real Estate, 831-750-9795 from Epique Realty
(If provided) CoList: from

$501,900

4 Beds ⋅ 2 Baths ⋅ ML82060007 MLS

Opportunity to purchase a 4-bedroom, 1.5-bathroom Measure J home in Santa Cruz County. This home is subject to the County of Santa Cruz Measure J Affordable Housing Program and its eligibility, income, asset, occupancy, and resale requirements. Please review the County's Buyer Eligibility Criteria and program guidelines carefully.

Address not disclosed, Santa Cruz

Listed by Nick Torres, 831-435-9949 from Sherman & Boone Realtors
(If provided) CoList: from

$830,000

2 Beds ⋅ 2 Baths ⋅ ML82061619 MLS ⋅ Hidden Terrace HOA BLDG.

Light, bright & beautifully updated, this contemporary 2BD/2BA townhome offers an inviting blend of style, comfort & easy Santa Cruz living. Tucked within a peaceful, well maintained community, this home feels incredibly private while keeping beaches, shopping, schools, & commutes all within easy reach. Step inside to an airy, open living space where soaring ceilings, skylights & white oak luxury vinyl plank flooring create a pristine feel, full of natural light. Updated kitchen w/ quartz countertops & stainless appliances. Ground floor primary suite w/ direct access to the private backyard, creating an indoor/outdoor connection & a peaceful place to relax or gather. A private gate opens directly to the park-like green space, extending the backyard experience. 2nd bedroom includes a clever office nook along w/ a nearby full bath. The loft serves as a great flex space. Attached 1 car garage w/ laundry hook ups. Flexible living spaces, thoughtful updates, private outdoor space, & a quiet setting right around the corner from Coffeetopia, 5 mins to Brown's Ranch Marketplace, 7 mins to Pleasure Point & just a short stroll to Live Oak Dual Immersion Elementary & Leos Haven. Everything is at your fingertips here. This is a special place to settle in, stretch out & feel right at home.

1519 Hidden Terrace CT, Santa Cruz

Listed by Brezsny Associates, 831-400-7386 from Christie's International Real Estate Sereno
(If provided) CoList: from

$265,000

1 Beds ⋅ 1 Baths ⋅ ML82061465 MLS ⋅ Opal Cliffs Mobile Home Park BLDG.

The Ultimate Beachside Retreat at Pleasure Point. Looking for an incredible coastal escape where you can walk to the surf and fall asleep to the sound of crashing waves? This beautifully updated 1 bedroom-plus home in Pleasure Point offers the quintessential Santa Cruz lifestyle! Exterior Highlights Unbeatable Location: Just two blocks to the beach and world-renowned surf breaks at Pleasure Point. Convenient & Walkable: Easy bike ride to New Leaf Community Markets, Whole Foods, local taquerias, and neighborhood dining. Exterior Upgrades: Newly installed and painted HardiePlank® siding with modern corrugated stainless-steel skirting, new double-pane windows with custom cedar trim, aluminum awnings, and a brand-new front deck perfect for morning coffee.Private Outdoor Space: Enclosed by flagstone pavers and lush bamboo for complete privacy. Interior Charm & Modern Systems Rustic Coastal Vibe: Features fresh paint throughout, classic antique Redwood doors, Redwood china cabinets, built-in Birchwood bar with a brass rail, and excellent built-in storage. Restored claw-foot bathtub with built-in Redwood shelving. Fully updated electrical and plumbing, plus a gas heater (under 10 years old) to warm up fast after a surf session. Turnkey & Passed recent home inspection with no issues.

890 38th AVE 19, Santa Cruz

Listed by MJ Stearns, 831-531-5074 from eXp Realty of California Inc
(If provided) CoList: Jesse Lopez from eXp Realty of California Inc

$382,000

2 Beds ⋅ 1 Baths ⋅ ML82061378 MLS ⋅ Snug Harbor BLDG.

Welcome to your sweet coastal retreat! Wake up to the fresh ocean air, and enjoy your morning beverage at home or overlooking the sparkling Pacific ocean. This cozy and bright manufactured home with an updated kitchen, all new appliances including Electrolux laundry system, and newly appointed bathroom is perfectly located in the vibrant Live Oak/East Cliff neighborhood. Just a five minute walk from world class surf spots on East Cliff Drive, it is the ideal location for surfing, strolling or biking to coffee, the Farmer's Market, shopping, eateries, going to the movies, meeting up with friends, walking your dog, or hanging out at the beach, among other things. Entertain on your spacious and private garden patio, after a fun filled day of activities. If you like to garden, there are mature plants to tend, as well as room to grow what you love. There are two off street parking spaces as well as two outbuildings to house your garden tools and art supplies, as well as your outdoor toys. Make sure to check out this awesome opportunity to own a piece of the Central Coast lifestyle, and enjoy all that Santa Cruz beach life has to offer just outside the door of your sweet coastal retreat.

740 30th AVE 115, Santa Cruz

Listed by Danette Lawrence, 831-222-0501 from Bailey Properties
(If provided) CoList: from

$750,000

2 Beds ⋅ 2 Baths ⋅ ML82060085 MLS ⋅ Villa Santa Cruz BLDG.

Welcome to this beautifully updated home in the desirable Villa Santa Cruz community. Offering over 1,800 square feet of living space, this 2-bedroom, 2-bathroom home feels anything but "manufactured" with soaring vaulted ceilings, an open-concept layout, and abundant natural light throughout. Step inside to a dramatic great room where the vaulted ceiling creates an airy, spacious feel. A striking floor-to-ceiling stone gas burning fireplace anchors the living area, flanked by custom built-in shelving and cabinetry perfect for books, storage, or displaying collectibles. Wide-plank luxury vinyl flooring flows seamlessly throughout the main living spaces. The kitchen is a chef's delight, featuring rich granite countertops, an abundance of white cabinetry, a gas cooktop, and a skylight that fills the space with natural light. A breakfast bar with seating for two overlooks the great room, making it easy to entertain while cooking. French doors off the living room open onto a generous deck, an ideal spot for morning coffee or reading a book and relaxing. There are several bookcases for those with many treasured books too.

2435 Felt 58, Santa Cruz

Listed by Gregg Camp, 831-818-7524 from Property In Santa Cruz
(If provided) CoList: from

$935,000

2 Beds ⋅ 2 Baths ⋅ ML82060821 MLS ⋅ Harbor Cove BLDG.

Why choose between the beach, the harbor, and nature when you can have all three? Tucked inside a peaceful gated community, with beautifully maintained grounds, this tastefully updated home puts the very best of Santa Cruz just outside your door. Step directly into Arana Gulch for scenic trails and access to Seabright amenities, or wander to the Santa Cruz Harbor for coffee, fresh seafood, waterfront dining, live music, and colorful sunsets. Skip the city streets altogether and stroll to Twin Lakes & Seabright Beaches both less than a mile away. Every day feels like a vacation! Inside: fresh interior paint, new luxury flooring and lighting, updated bathrooms, a refreshed kitchen, newer stainless steel appliances, & a generous island that opens to dining and living area, with a gas fireplace, and private patio that is ideal for BBQs, morning coffee, or unwinding after a day at the beach. Upstairs, the sunny oversized primary suite includes high ceilings, an en-suite bath, skylight, two closets, & a private balcony. The 2nd BR with walk-in closet also includes bonus storage space. A 2 car garage offers plenty of room for surfboards, bikes, kayaks, & all your beach toys. Whether it's sunrise walks, harbor nights, or spontaneous beach days, this is SC living at its best.

574 Spinnaker CT, Santa Cruz

Listed by Teresa Marlow, 831-818-3430 from Compass
(If provided) CoList: from

$389,000

2 Beds ⋅ 2 Baths ⋅ ML82058543 MLS ⋅ Shoreline Mobile Estates BLDG.

Tucked away at the end of a peaceful street with zero through-traffic, this 2-bedroom, 2-bathroom home offers privacy in a 55+ community. Inside, you will find fresh, updated flooring that brings a clean, modern feel to the bright and comfortable living space. Two bonus detached structures provide extra storage space while the carport protects your vehicle from the elements. Its prime end-of-road location ensures a quiet setting where you can unwind without the noise of passing cars, all while placing you just minutes from the stunning beaches of Santa Cruz, as well as locally owned restaurants and shops. Beyond the privacy of your own home, the active adult community features fantastic amenities, including a welcoming clubhouse and a sparkling pool.

1555 Merrill ST 176, Santa Cruz

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

$525,000

2 Beds ⋅ 1 Baths ⋅ ML82060784 MLS ⋅ Homestead Park BLDG.

Welcome to Homestead Park and a lovely updated home. Lots of natural light with newer paint and a completely remodeled kitchen. The larger bedroom has French doors which open to to the private back yard and a beautifully pruned Magnolia tree. Plenty of room to enjoy the outdoors. This is a 55+ park with a very convenient location. Close to 41st. Avenue and Pleasure Point. The park has some of the lowest HOA dues in our County at $220 per month. The furniture in the photos has been moved out~ now you can capture your own creative design. This clean and bright home is ready for you to move right in!

2355 Brommer ST 6, Santa Cruz

Listed by Shelley Patton, 831-818-3771 from Coldwell Banker Realty
(If provided) CoList: from

$380,000

2 Beds ⋅ 2 Baths ⋅ ML82060459 MLS ⋅ Snug Harbor BLDG.

Enjoy the best of Santa Cruz living from this charming 2-bedroom, 2-bath single-wide manufactured home, ideally located just a short distance from the beach and the area's renowned surf. Built in 2024, this newer home offers stainless steel appliances, laminate flooring, along with the comfort and efficiency of modern construction in a location that puts the coast practically at your doorstep. The thoughtfully designed floor plan makes excellent use of space, offering a comfortable living area, two bedrooms, and two full bathrooms. If you are looking for a place to call home and a low-maintenance coastal lifestyle, this property offers an appealing opportunity in a sought-after Santa Cruz location. Spend your days walking to the beach, catching a wave, or exploring nearby shops, restaurants, and local attractions. Located in an all-age manufactured home park with space rent control, this is an opportunity to enjoy the Santa Cruz beach lifestyle without the upkeep of a traditional home. Primary residence required. Come experience coastal living at 560 30th Avenue, Space #53 where the beach is close, the lifestyle is relaxed, and home is ready for you.

560 30th AVE 53, Santa Cruz

Listed by Maria Kelly, 831-588-7904 from eXp Realty of California Inc
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Santa Cruz Pro are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.